EVENT LIABILITY INSURANCE
Event
Risk
Events bring people together. They also concentrate risk in a way that very few other business activities can match.
You invest months of planning, significant budget, and your professional reputation into every event you produce. On the day, you hold your breath through a thousand moving parts.
The question isn’t whether your events carry risk. It’s who bears it when risk becomes reality.
The risk event professionals carry
The liability is yours, even for events beyond your control.
Event organisers sit in a uniquely exposed position. You’re responsible for the safety of every person on site. You’re contractually bound to venues, suppliers, and clients. You carry reputational and financial obligations to sponsors and stakeholders, and you’re operating in an environment shaped by factors not within your control.
01
Personal injury on site
A guest or attendee is injured during your event. As organiser, the liability and the legal defence, falls to you.
02
Venue or property damage
A set installation fails, equipment causes damage, or the venue sustains harm during your event. Contractual obligations make this your problem.
03
Food poisoning incident
A catering-related illness affects multiple guests. Multi-party claims from a single incident can escalate fast.
04
Production failure
A technical production element (lighting, rigging) fails and causes harm or damage during a live show.
“The best-planned events still carry risks no organiser can fully anticipate. That’s why cover isn’t optional, it’s professional.”
How We Protect You
Our Event Liability policy is built around the real shape of event risk – the dependencies, the timelines, the concentrations of people and assets, and the specific scenarios that generate the biggest claims. This isn’t a generic liability product adapted for events. It’s a purpose-built solution.
❌ WITHOUT EVENT COVER
Full financial and legal consequences fall on you personally or your business
For many event businesses, a single large claim is existential
Cash flow is disrupted while proceedings run, often for years
Client relationships and your professional reputation take the hit
✔ WITH EVENT COVER
Specialist claims expertise activated from the moment a claim is notified
Legal defence arranged and funded by your insurer
Losses quantified and settled – your cash flow stays protected
Client relationships survive and your reputation as a professional organiser stays intact
The events we cover
Our Event Liability policy works across a wide range of formats and event types, from intimate private functions to large-scale public productions.
Corporate events
Conferences, roadshows, product launches, and internal company events of all scales.
Awards & galas
Award ceremonies, gala dinners, and formal hospitality events at venues of every size.
Music & live entertainment
Festivals, concerts, and live entertainment events with complex production requirements.
Trade exhibitions & public shows
Expos, trade fairs, and public-facing shows with large attendee volumes and exhibitor liability.
Sporting events & marathons
Organised races, participation challenges, and competitive sporting events with participant and spectator exposure.
Private functions & weddings
Weddings, private celebrations, and social events where the organiser carries professional liability.
Brand activations & pop-ups
Promotional events, pop-up experiences, and brand activations in non-traditional or public spaces.
Charity events & fundraisers
Charity galas, fundraising drives, and community events where organisers carry full liability exposure.
Run the event. Leave the risk with us. Talk to our team about Event Liability cover today.
Why Leppard
Purpose-built for event professionals
Event liability isn’t a standard commercial product – it’s shaped by the dependencies, timelines, and concentrations of risk that are unique to how events work. Our policy is built around that reality, not adapted from something generic.
Built around event risk
Our policy reflects how event liability claims actually arise – from the dependencies between organisers, venues, suppliers, and contractors that define every event operation.
Wide format coverage
From intimate private functions to large-scale public productions, music festivals, and corporate roadshows – our policy works across the full range of event types your business delivers.
Specialist claims expertise
When a claim arises, it’s handled by specialists who understand the event industry – not generalist adjusters working from a standard liability framework.
Protects your reputation
Your reputation is your pipeline. How a claim is managed – how quickly, how professionally, how quietly – directly affects whether your client relationships survive it. We manage that.
Every event is different — the exposure, the venue, the headcount, the risk. Our team will assess yours and make sure the cover fits before the first guest arrives.
Every event you produce carries risk you can’t fully anticipate. Let us put the right cover in place – so your focus stays on delivering an exceptional event.
